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5 User Obligations & Responsibilities You acknowledge and agree that you (and not IAA) are responsible for obtaining and maintaining all telecommunications, broadband, and computer hardware, equipment and services needed to access and use the Site or Services, and paying all charges related thereto.The quality (e.g., the resolution) of streaming content, as well as the download speed of downloadable content, may be affected by a variety of factors such as your location, the content being streamed or downloaded and the speed of your Internet connection.IAA and its affiliates, licensors, independent contractors (including Educators) and service providers and their respective directors, officers, employees, representatives, successors and assigns, are referred to in this Agreement collectively, with IAA, as the “IAA Entities”. IAA reserves the right to update or make changes to this Agreement from time to time and may provide you with notice of such changes by any reasonable means, including without limitation, by posting the revised version of this Agreement on the Site or in connection with the Services.You can determine when this Agreement was last revised by referring to the “LAST UPDATED” legend at the top of this Agreement.

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Your use of the Site and Services is governed by this Agreement regardless of how you access the Site or Services, including but not limited to, through the Internet, Wireless Access Protocol (commonly referred to as “WAP”), a mobile network or otherwise.In the event of any conflict between this Agreement and any Additional Terms, the Additional Terms shall prevail with respect to the specific portion of the Site and/or Service with respect to which such Additional Terms apply. 4 User Qualifications The Site and Services are designed for adults 18 years of age or older.Users under the age of 18 are not permitted to use the Site or Services.There may be more than one category of Member or Educator and each category may have unique user qualifications.

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Additional categories of users may also be designated by IAA with unique qualifications for such users.Additional Terms may also include terms posted on the Site and/or Services, including, for example: • portions of the Site or Service that describe the fees, subscription periods, free trial periods or other specific terms that will apply to certain Paid Services; • portions of applications or registration forms that specify qualifications or other requirements applicable to you as an applicant or registrant; and • rules, guidelines, manuals, policies and other documents posted on the Site and/or Services relating to proper use of various specific Services.